BuyersSellers
Debbie Lantis
Direct: (831) 566-6260
Fax: (831) 476-8366
debbie@debbielantis.com

Buyer Information

When looking for a home for buyers, I search the MLS multiple times daily for new listings to ensure you have the best opportunity for viewing a listing before it's discovered by a competitive buyer.

"Debbie is incredible!  The home we purchased went on the market and was listed for several thousand dollars under appraisal due to a distress sale situation. This home was HUGE, and had everything we wanted. Debbie called us the moment it was listed and we went that night to view it. We immediately submitted an offer, which was accepted. The next day, offers began pouring in above asking price. Especially since this had been the maximum we could offer, had it not been for Debbie's speed and invaluable professional service, we would have never succeeded in the purchase."  ~ The Drakes

Would you like me to be on the lookout for you? It's easy! Just let me know what you're looking for, without obligation.

I enjoy working with first time and experienced homebuyers alike, and with a background in teaching and construction, I offer thorough guidance and have a unique and experienced perspective on our local residential real estate market.

I also invite you to receive any number of Free Buyer Reports below filled with invaluable information.

Whether buying or selling, my goal is to thoroughly educate you about the local real estate market and keep you well informed, daily.

Every day I am grateful to be living in this magnificent part of California with my husband and daughter. Santa Cruz has been my home for twenty five years, so I am well aware of the differences and diversities of the areas within our county.

I invite you to visit my Featured Listings to see what I am currently marketing for other local homeowners.
 
You may conveniently reach me by email or on my cell phone at (831) 566-6260. I'd be delighted to meet with you in  person to demonstrate how I use today's technology to help you sell or buy your next home.
 
I look forward to assisting you,
Debbie
 
Debbie Lantis
REALTOR, CRS, e-PRO
David Lyng Real Estate


Whether you are a first time buyer or this will be your third home purchase, below is a great deal of helpful information that will keep you informed during the home buying process.
Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent
 
Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
 
Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations
 
Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?
 
Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer
 
Closing The Deal
What Is Escrow?
The Sale Process
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar